Ok, only $21 but still on my selling roll today! That’s $241 total for today! 💃🏻 Nothing to sneeze at! (I spent $170 in target today cause “I deserve to have fun”) 🙄😂
1 12 minutes ago
Today was hair appointment day! 💇 @ksmithhair@theheadshoppefredericton
After about two years of dying my hair dark, I finally decided it was time to go back to my natural colour, which is a dirty blonde-ish / light brown colour.
Why? It was just time, I think. I have been dying my hair semi-regulary for...years, honestly. My first experience with dye was in high school when I box-dyed it black (🤦). Over the years, I've done a lot of different stuff - honey blonde, red, brown and a lot of experiments with pinks, oranges, blues and greens. It's been a good run but I am ready for something a little more low maintenance
So what do I mean by not really on the price? Well, thanks to #ShareTheLoveSRG (see last post) I had a $75 credit for my appointment today! I earned most of that credit from simply using the social media check-in program over the last few months.
After that was taken off the bill and a 15 per cent tip was added, I paid $192.80 out of pocket! Not bad!
Do you dye your hair? How much do you spend on hair appointments? .
0 17 minutes ago
To achieve success, you need to possess a degree of determination. ⠀
The drive to succeed is often followed by the dedication to take ACTION. ⠀
It's your time to show how DEDICATED you are.⠀
Your efforts are your efforts. ⠀
Your SUCCESS is your SUCCESS.⠀
Now go and work on your game plan. ⠀
Follow us @cashflowtactics for more.
Completed the 4th and last CPE training on "Current Issues and Trends" to Public Bank's Share Investment and Treasury team. I like this job very much, not only I can share but learn at the same time make friend all around the Nation. Thank you everyone! (21 Sept 19 @ Bangi)
Trivia: Did you know that Bangko Sentral ng Pilipinas (BSP) employees has entrustred their provident fund to Eastspring Investments Singapore. They are the only foreign fund manager that was trusted by BSP for the retirement fund of their employees.👌🏽 And Eastspring Investments is the fund manager of Pru Life U.K. 😬
Central Bank nga ng Pilipinas, pinagkakatiwala ang pera kay Eastspring, ikaw pa kaya? 😄
You will enjoy the services of Eastspring if you will get a V.U.L. plan with Pru Life U.K.
What is the goal of money? Listening to @therealsuzeorman was absolutely ⚡️electrifying ⚡️ today at #mogulx . We all have different, complicated relationships to money 💰💸 and I wished I could have listened to her all day. 🤑 And just when I was thinking that thought she offered access to suzeu.com for a 7 series course on personal finance. Use code: mogul starting 9/22 to access it. Can’t wait to binge watch it! #nyc#money#personalfinance#hustle#mogul#leadership#inspo
A repost of mine from earlier: cause I want everyone to feel that it is damn sexy and cool to hold a conversation about finance!!
My mission here is to de stigmatise finance as being boring, convoluted and grey to what is it: a fun, sexy and liberating skill that should be easily chatted about.
As the consequence of that happening will be a new world of women who are more educated on finance and have the knowledge and skills to kick butt in life in anything they want (because finances are at the base of everything in this world and many issues today as well (even if it wouldn’t seem so))
So my Finesse Peeps! Let’s become Wonder Women and bring forward a new movement whereby we stand strong and smart 💯🦸🏻♀️💗 .
Also join in on our movement by @ladybossfinance@taysjourney3 and @bossgirlmillionaire on being #ilooklikeaninvestor 🥰🥰
6 941 minutes ago
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1 348 minutes ago
Roadside prayer...Volunteering at church today, nothing makes you feel better than giving back and praying for others. I hope yall had a blessed day!
Even spoke to an author about how to create her eBook on IG! (Side hustle on the weekends)
1 351 minutes ago
Sell off Friday 21 September 2019
Today in the chatroom Option Team $SPY $AAPL $TXN $ROKU
Day Trade enter $TRNX enter at 2.70 exit 2.50, still in $MDR from 2.60 didnt set a stop smh.
RED DAY, GREEN WEEK.
I’ve finally accepted that I’m back to my regularly scheduled programming after a WONDERFUL trip to Hawaii with family. Vacation has me thinking - do you gravitate towards sinking funds/saving up for larger purchases? Or are you more likely to cash flow a purchase from any surplus in your budget?
We do a bit of both in our house! When we cash flow, we’re still mindful of not spending more than we budgeted so we don’t throw off other goals, but there’s something satisfying about knowing you need $X by a certain date and saving a portion with each check!
Do you need help with your budget? Or do you need help just getting started? Let’s Budget offers one on one budget coaching as well as individual YNAB tutoring so send us a message today!
If you’re wanting to know a little more about us and our journey to paying off over $211,000 of debt in LESS THAN 3 years, go check out @coincountinmama ’s new blog post and follow her account! She’s doing a pretty cool job documenting people’s stories that just might inspire you on your journey to freedom!
🎉New Blog Post🎉⠀⠀⠀⠀⠀
Meet Leo & Faith! This couple decided to make debt payoff a priority in their first few years of marriage, no matter what. Which include taking on additional jobs to expedite the payoff process.
Today, this couple has paid off $189,981.01 in 24 months.
Their story is a true testament that anything is possible.
To learn more about their story, click the link in my bio.⠀⠀⠀
"Without experimentation, a willingness to ask questions and try new things, we shall surely become static, repetitive, and moribund." - Anthony Bourdain
We love to travel and we love to eat even more. One of the best things about being debt free is introducing each other to new foods and experiences. We were never able to be as spontaneous in our adventures before or as present in each other's company. Today, Ryan got to try Middle Eastern food or as close as we can get this side of the Atlantic. As you can tell from his face, he doesn't seem to have hated it.
2 191 hour ago
As I have found from trying different strategies over the years, making money wasn’t that complicated with specific knowledge, discipline, patience and a little bit of money.
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I’m going to tell you something upfront, in case you’re looking for someone with a crystal ball. I don’t have it!
I have zero idea what the market is going to do next week, and guess what? Neither does anyone else. It doesn’t matter how confident they sound, the credentials behind their name, how long they’ve been on the radio.. they have no idea.
The only thing you can be sure of about the market is that it’s ENTIRELY unpredictable. So why spend time speculating about what’s going to happen when there’s a better way!?
The better way is to look at YOUR specific situation and YOUR life and say how do you build a plan that’s ready to handle whatever the market does? And beyond that, whatever LIFE does.
I have a new intro! If you’re not sure what Rich Rules is about, I cover topics to help you win and be rich in your finances, faith, and life. The Bible says in Proverbs 22:7 that the rich rule over the poor and the borrow is slave to the lender! Rich doesn’t just mean money - you can be rich in money with no friends , poor health and little to no faith.
My goal is to give you practical tips to live rich in your faith , your finances and your life.
If you’re interested in learning how to grow your finances, become debt free , growth in your faith and learn practical tips to help in life - subscribe and join me as we take this journey together! YouTube link in bio!
Gotta love vet appointments 😩I noticed my little old lady developed a lump on her cheekbone so I booked her an appointment at a new vet (we haven’t been since I moved). I had guessed it was an abscessed tooth and it looks like I may be right. $145 for her initial appointment and antibiotics, then their dental clinic will call me for the dental X-ray/tooth removal (probably for early October). Last time she had teeth issues it was around $600 for 16 teeth to be pulled (though really it’s almost the same regardless of the number of teeth). I got paid more than usual at the start of the month and had budgeted an extra $200 for my student loan, so I just reallocated most of that to the vet. Next month will be the same thing, likely.
I’m grateful that at this point, I don’t need much of an emergency fund. My minimum payment for my student loan is only $320 a month, and I’m trying to pay $1,500 to $2,000. Instead of dipping into my actual emergency fund, I can easily just pay less. I reserve my emergency fund for bigger emergencies that couldn’t be paid off in a month.
This is one thing that I can’t really grumble about paying. I would pay ridiculous amounts of money for my girls to be okay. Look at that face, how could I say no??
Also, I don’t have a sinking fund for pet stuff. Their nail trims are budgeted for, and their food is included in groceries. They rarely go to the vet and are currently in good health. I would rather just handle the pet expenses as they come! #debtfreecommunity#debtfreejourney#debtfree#singledebtfreecommunity#debtfreecommunitycanada#debtfreejourneycanada#singledebtfreejourney#budget#budgeting#frugal#frugalliving#brokeaf#debtfreecommunitycanada#personalfinance#moneygoals#nomoredebt#debtisdumb#savings#babysteps#debtpayoff#debtfreedom#debtfree2020
Since I started really focusing on my health four months ago, I’ve included a lot more #selfcare . And guess what? It doesn’t have to be expensive! Here are my favorite self care activities that cost nothing or next to nothing:
1. Epsom salt baths
2. Gratitude journaling (I picked up a pretty journal at Walmart for $8)
3. Exercising more
4. Learning breathing exercises (this has been a game changer! I didn’t realize how much I didn’t breathe)
5. Calling my bestie more often
6. Saying no
7. Looking at our budget less
8. Trying to walk before my work day begins (I did this a lot in the spring and early summer, but stopped)
9. Drink a homemade smoothie or juice almost every morning.
It's always been the great Australian dream, to own your own home. Contact our team today and together let's turn this dream into a reality. With APRA loosening its lending standards there has never been a greater time to borrow! #AzuraFinancial
1 282 hours ago
Is this time different? Low unemployment rates mean nothing about the general health of the economy into the future. This is especially true with an economy whose structure has been manipulated as a consequence of interest rate suppression and engineering. Projects, plans, firms, and expansion planned during the boom phase was found to be unprofitable once the market reestablished preferences via the price system. Once supply and demand reassert it’s due pressure the corporate C Suites do what they always do to shore up plummeting stock prices. CUT COSTS AND STARTING WITH LABOR. So therefore looking at the unemployment rate as an indicator of future success is like driving while staring into the rear view mirror. It works fine until it doesn’t. What do you do then? First off, own gold and silver appropriately. Step 2: We’ll have to see... To find out more keep following and stay tuned.
I'm debt free bitch 🐑
Are you debt free?
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Totally amped after the Mogul X conference in NYC!! My sweet husband got me tickets for my Birthday, and I’m so thankful the he believes in me and my dreams! I got to spend 3 hours of the day learning from the brilliant financial guru @therealsuzeorman I hope Slate’s ready for a major financial strategy meeting! He may not know what he got himself into. 🤣 Now I’m ready to get back to my favorite humans! #mogulx#nyc
Funny story- Last week I was loaned a pair of jeans that I had no idea how much they cost. Everyone said they looked great on me and they felt fine, but if I’m being honest, I felt a little uncomfortable. They weren’t my jeans and I really just thought they looked “ok”. Long story short, they were designer jeans that probably cost over $200 dollars and when I found that out, I just laughed to myself because guess what?
I felt the exact same in those expensive designer jeans as I do in my $30 pair of jeans, if not even, slightly uncomfortable in the designer jeans!
My point is- don’t confuse the cost with value. A car that’s in good shape and cost $1000 bucks vs a luxury car that cost $35,000 will still get you to where you need to go. And at the end of the day what’s more important? How you arrived or the destination?
Now there is nothing wrong with nice things! BUT if you think (aka if your mentality is that...) material processions outwardly express success, or you identify as your nice things and let those nice things define your value/worth inwardly and outwardly, you will never be fulFILLed.
We all know being addicted to harmful drugs and fast food is bad. But there are other things we are addicted to that harm us.👨🏻💻
Staying addicted to your comfort zone can harm your growth. Being addicted to a bi-weekly check can harm your wealth. 🚀
Want to kick the habit? Find a new circle of people who share similar goals to you and replace your addictions with new ones that benefit you; like being addicted to saving, investing, working out, eating right, meeting new people, skill building etc ✅ #hustle#entrepreneurship#successhabits#investor#liveyourimpossible#personalfinance
41 1,98419 September, 2019
Every year it’s the same: As you go to sign on the dotted line to renew your lease, you think, “Dang, I really should just buy a house and stop throwing money into the rental abyss.” And then you think, “Wait, what? I’m not sure if I’m ready for homeownership!”
When you rent a home, your landlord deals with the headaches of home ownership. But when you buy a home, you’re investing in your future. Unfortunately, there is no one right answer on which is better — but here are some important things to consider.
Head to the link in our bio for help deciding which one is right for you right now.
Click the link in my bio to kick start your learning if you're a beginner!!! ***Remember - bonuses 5 & 6 are being removed tonight at 9pm EST! Bonus 5 is a super helpful dividend schedule that enables you to plan your monthly dividend income paying stocks! Bonus 6 is an exclusive look at the Young Professional Investor portfolio as of September 14th 2019 (including full stock & ETF breakdown by %) - DON'T MISS OUT.
77 2,20520 September, 2019
Do you agree? What rivals this classic?
Robert Kiyosaki presents six major lessons which he discusses throughout the book:
- The rich don’t work for money
- The importance of financial literacy
- Minding Your own business
- Taxes and corporations
- The rich invent money
- The need to work to learn and not to work for money
Have you read this book yet? HIGHLY RECOMMEND IT!
227 2,49519 September, 2019
We finally did it!! We said no to a lot of things so we could say an even better yes to our mission. The mission to live like no one else so we could give like no one else. We couldn’t be more grateful for the wisdom taught from Dave Ramsey & his team. *
From student loans, car payments, medical bills, credit cards, to moving expenses totaling $91,824.40 dollars...We can scream it from the top- WE ARE DEBT FREE!! *
Follow us @ufixcredit
18 59013 hours ago
One of the hardest questions to ask yourself is if you can afford _______. You might just look at the initial price and find a way to “make it work”. But can you afford the hidden costs on top of that? This is a little more tricky to answer, since we don’t always have the list and prices for those items right in front of us.
For my family we stick to the Jay Z quote of “if you can’t pay for it twice you can’t afford it” or something like that. Especially, since I’m married and my husband probably wants something of equal value for the less pricy items. Okay okay it’s me, I’m the one who always wants something at an equal price point of what my husband buy. Lol But when it comes to the pricy items like a car and a house well...those are the top items we all want, but don’t necessarily always know if we can afford completely.
A small tip is to do your homework, yes like when you were in school all those years ago. You have to know what the monthly hidden costs are and the sometimes hidden costs. For the here and there costs I personally create a sinking fund for them in my short term goals. But for the scary month to month hidden costs, this is something you can’t play around with, you want to add that to your budget. What I don’t like is when sales people don’t tell you “clearly” about all the hidden costs. They probably need a presentation and video like they do in the airplanes. Maybe that will wake us up while we are signing up for paycheck-to-paycheck to pay these items.
How do you guys prepare for hidden costs?
Follow ——> @Poisedfinancelifestyle
Una de las preguntas más difíciles de hacerse es si puede pagar _______. Puede mirar el precio inicial y encontrar una manera de "hacerlo funcionar". ¿Pero puede pagar los costos ocultos además de eso? Esto es un poco más difícil de responder, ya que no siempre tenemos la lista y los precios de esos artículos frente a nosotros.
Para mi familia nos apegamos a la cita de Jay Z de "si no puede pagarlo dos veces, no puede pagarlo" o algo así. Especialmente, dado que estoy casado y mi esposo probablemente quiere algo de igual valor para los artículos menos caros. Per
188 1,10012 September, 2019
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