New available rental home! Enjoy this lovely 4 bedroom, 2.5 bathroom home in great location. Close to parks, pools, walkways and right around the corner from shopping with easy freeway access. Nice kitchen with a breakfast bar along with stainless steel appliances. Covered patio with large backyard which is great for entertaining. 6 month lease. Tenant pays all utilities with owner paying for lawn mowing. Pet friendly with $500 non refundable pet fee. Please go to www.208.properties to schedule a showing or submit an application.
Mein Opi ♥️ Samurai ist wieder ganz der Alte.
Er hat nur Blödsinn im Kopf. Team Chaos ist wieder komplett fit. Gestern beim Ausreiten meinte der Herr, ach wir können ja mal vor einen Radfahrer erschrecken.🙄 Los ging der wilde Ritt nach 30 m standen wir dann zum Glück wieder und Samurai hatte sich beruhigt. #helmkannlebenretten
Die zwei kleinen Chaoten haben sich vorbildlich verhalten. Rambo ist Samurai hintergelaufen, Charly hat alles verpennt und lieber Gras gefressen. 😂
Kick starting this Monday with some motivation for all the First Time Homebuyers.
Meet Alante, she just closed on her first home this past Friday. After being referred to me by a friend she scheduled her complimentary consultation and the Pathways To Homeownership Team ensured she accomplished her goal.
Contact me today to schedule your buyer’s consultation 904.881.2261✨
Motivasjonskalkyle - Slow and steady wins the race ⚖️ 🏁 - 🐌 vs 🐇
Dette er bare ett av flere eksempler, på hva man kan få til, dersom man gjør hjemmeleksa si nøye med metodene våre kontinuerlig og konsist😊
Mange blir også overrasket når de ser totalavkastningen i forhold til ren hoderegning. Dette er igjen effekten av rentes-rente, men på en hyppigere basis enn månedlig/årlig😊
Om man opererer med 20 % i måneden, 5 % i uka, 2,5% annenhver dag, spiller ikke så stor rolle. Prinsippet er det samme: Snøballeffekt ! ——————————————
Lykke til med ny uke alle sammen!❤️
Yesterday was a great day for a few reasons. One my amazingly bubbly fun spirited super cool client closed on her first home and she was literally ALL smiles. Two it was such a great way to close out my first full year of entrepreneurship. While I’ll still be working yesterday’s closing was my last for this year. I will be back at the closing table come January. Yesterday was cool, calm , and collected just like my client. There were no surprises no bumps along the way everything happened just as planned.
Alante, I am so proud of you and extremely happy for you as well. Your faith in me and my team gave me the free range I needed to ensure you got everything you needed and wanted in your first home. Your patience and level head enabled me to open the door to the home that was meant for you and David (and the cats😂). Even after we had to cancel on the first home you stayed on course and continued to follow my lead and most importantly listened. So I owe you a huge Thank YOU. I can’t wait to come to the housewarming there are some good times to be had, good food to be eaten, and great cocktails to toast to your accomplishment.
You guys stop what you’re doing and drop a 🎉 below for my client in celebration of her First Home🏡✨
At Hanover Fire & Casualty, we understand that when you're looking for insurance coverage, you are not just looking for an affordable price. When a claim is filed with us, we respond to your needs and are committed to being there for you every step of the way by investigating, processing, and paying your claims as quickly as possible.
I have challenged myself to put 100 families in their new home in 2020. So I’m asking for your HELP! Please let me know who do you know that is looking to become a homeowner in 2020? They don’t have to have all of their ducks in the row they just need to be ready and willing for Tyesha the Realtor to guide them through the entire process from start to finish. Whomever you know please be so kind to pass along my information to them and pass along their information to me. My objective is not just to close another real estate transaction but it’s to build relationships. My door is open to take you from being a Renter to a Homeowner in 2020. Help Me Help You invest in yourself. Who Will Be Next To Obtain The Keys To Their New Home?
Tyesha Ward-Haynes, Realtor®️Link🔗in my bio to schedule your consultation
Home Missions Possible
JP & Associates Metro Atlanta
🚨 Rented! Just in time for this young family to enjoy the holiday season and all DT Burlington has to offer ❄️
1 65 December, 2019
New listing in Chino! 🏡 -
Just hit the market and I’m already getting multiple showings. This one will not last long!!!
Now I just need to find their dream home, close my other deals this month, and finish Christmas shopping... no pressure. 😅
5 395 December, 2019
Are you looking for your next rental? 📦 Ask us about our thriving rental program at Paradigm! Whether you’re an investor or potential tenant, we are happy to help you find the perfect unit ✨ For more information contact our Paradigm expert Vanessa Hamilton, who has been with the project from the beginning, firstname.lastname@example.org
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1 45 December, 2019
When I say my clients come first, I mean it.
Even if that means coordinating a 9pm closing. Going that extra mile to make their dream a reality is my #1 priority.
Congratulations to my buyer!
Received this AMAZING text yesterday!😆😆
Officially in escrow today and couldn't be more excited for my clients!✅
12 495 December, 2019
Good news! We are pleased to announce our partnership with IVANS and we can download all of your Hanover Fire & Casualty policies directly to your Agency Management system. Our goal is to continue to find more ways to make doing business with us easier for both you and your staff. Call or email us to set up the downloads for your agency today!
1 64 December, 2019
I have a very deserving 1st Time Homebuyer ready to call this house home! Set to be completed January 2020, I can’t wait to hand my client the keys and see that smile of accomplishment 🙌🏾 Scoring this home for under $220,000 with a monthly payment under $1400 and being just a moment or two from 295 My client made an amazing choice with my guidance & process of elimination. We literally sat down and wrote down all the pros and cons of the most favorable homes in order to confidently choose the best home to fit their needs and wants.
If you’re interested in purchasing and ready to stop throwing away your money in rent each month, Give me a call and I will guide in the right direction to build equity that will turn into cash in your pocket ✨
Click the link in my Bio and schedule your consultation today! I’m waiting to hear from you 😉
Your 3 deposits for your rental could be a down payment for this condo! You only need 3% down payment! Start creating equity and stop renting!!!
1 114 December, 2019
Are you still doing the RENTER challenge? 👀
Don’t let another year go by without fixing your credit & buying a home. I can help! Text me “Get stared” 📲941-787-9217 or click 👇below!
WE BOUGHT A HOUSE!!⠀
P.S. This is NOT the house. Just for personal safety. 😊⠀
Remember that house we fell in love with but didn’t think we had the money to get? Yeah. We bought that one!⠀
After we decided not to put in an offer (because of learning about an extra $5,000 we’d need for prepaid property taxes as we sat down to sign), we couldn’t stop thinking about the house. ⠀
I came home and looked at our budget again and forgot about an important factor. Our mortgage payment wouldn’t start until November so we’d have August, September, and October to put $3,000 a month to our house goal! Allowing us to be able to cover all closing costs without dipping into our emergency fund. ⠀
So a few days later, we went back and put in an offer (asking for more in a seller’s credit towards closing costs) and wrote a letter. We shared about all the hard work we put into our financial journey to get here and they chose our offer (from multiple) because of the letter! ⠀
The house is at the top of our budget but still fits! It’s in the area we wanted to be in and is a house that we feel like we can really grow into. We are so excited and so so thankful that we got the house we wanted without having to sacrifice our budget or emergency fund. ⠀
We close mid-September! Time to get packing!⠀
310 4,16119 August, 2019
There are many older people who will tell you their home is the best investment they ever made. That's because it's the only investment they ever made. A mediocre investment, when compared to nothing, looks pretty darn good.
But make no mistake, wherever you live is going to cost you a lot of money. When you buy your primary home, most of your money isn't going towards your investment. It's going towards totally sunk costs. Those costs are:
• 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗜𝗻𝘁𝗲𝗿𝗲𝘀𝘁: That bank gonna get PAID. For the first decade or so, MOST of your payment is going to interest.
• 𝗣𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗧𝗮𝘅: Uncle Sam gonna get PAID.
• 𝗠𝗮𝗶𝗻𝘁𝗲𝗻𝗮𝗻𝗰𝗲: Those plumbers, electricians, contractors, landscapers, and handymen gonna get PAID. And don't forget to count the cost of that remodel you did. Plus the new roof. And the driveway.
• 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲: That damn gecko gonna get PAID.
• 𝗥𝗲𝗮𝗹𝘁𝗼𝗿 𝗙𝗲𝗲𝘀: That realtor, escrow agent, title agent and broker all gonna get PAID. Add another $20K or so to this bucket each time you move.
And with the part of the cash left that DOES go towards the actual house, it turns out that's just a mediocre investment. Home prices have gone up about 4% per year over the last 100 years. (And yeah, I know, your uncle bought a shack in silicon valley in the 80s for $500 and a goat and now it's worth $2 billion. If you know where the next silicon valley is please let me know). Compare 4% in real estate appreciation to the 10% the stock market has gone up on average and you'll see why parking your money there long term isn't a great idea.
The moral of the story isn't to rent your whole life. It's to move into home ownership with your eyes wide open. If you buy 3x the house that you were renting, you're gonna end up poorer than living modestly and investing the difference.
As always, reminding you to build wealth by following the two PFC rules: 1.) Live below your means and 2.) Invest early and often.
Back when I was growing my internet company I was trying to live inexpensively so that I could use the company's money to hire more people and grow my business. I decided $3,000/month was plenty to live on, so that's what I paid myself. Everyone who worked for me made more money than I did (some six figures!)
At the time I really didn't think it was all that interesting, but when I mention it now I often get shocked responses like "how did you live on $3K/month in San Diego???". I mean... simply put, I just spent less than $3,000/month every month.
I think the things that really "move the needle" are housing and transportation. i.e. I wasn't hyper sensitive about eating lunch out sometimes (or a lot even). Lunch out is like $10. Eating lunch out every workday of the month is like $200. Bringing lunch isn't free either so the additional cost of eating lunch out is maybe $100.
Meanwhile, I was paying $700/month in rent. Some people are easily paying $2,000/month for a one bedroom. The additional cost of a fancy apartment $1,300/month. That's a big difference!
I drove my '99 Ford explorer for six years. I bought it for $3,000 and sold it for $1,500. It was a two-door SUV, ensuring the perfect blend of poor gas mileage and inconvenience. Zero times did I have a client or a girl or a friend judge me negatively for not having a cool car. And if they did, I would have welcomed the opportunity to see their true character.
So that's what I did from ages 22-34 or so. I chose to do some uncomfortable things to seek out a bigger win. That win happened to come for me, but I still don't spend much money on stuff. I value freedom over stuff. And living inexpensively (whether you're rich or poor) buys you freedom.
As always, reminding you to build wealth by following the two PFC rules: 1.) Live below your means and 2.) Invest early and often.
Well, it looks like we’re going to be renters for a while longer. ⠀
Yesterday we almost put an offer on a house we loved. Until we learned that we’d need more money for closing costs than we initially thought.⠀
We had that extra money but it would have meant draining our emergency fund down to less than $3k before covering inspection and other moving expenses... it was terrifying and we had to walk away. ⠀
I’m upset that now isn’t the time for us. Being patient is HARD! Our “why” for paying off debt was to have a house and family some day and it’s been a rough season realizing that those things still aren’t very close. ⠀
Over the last 4 years, we have paid off $87,000 of debt, saved $10,000 for an emergency fund, $23,000 for house buying, and have lived pretty modestly. And it’s hard that our goal is still so far away. ⠀
But we don’t want to get into a house (the biggest purchase of our lives) by the skin of our teeth and sacrifice our budget. We know we’re making the right decision, but it’s tough to be patient. Not to mention, this house was $425k (and our budget was $400k). 😬⠀
Our lease ends at the end of October and I’m not sure what we’ll do next, but we’ll get there. I do love our apartment so much, but we’re ready for that next season. Just maybe not financially... ⠀
Sometimes it hard to do things the right way, ya know? 😂⠀
95 1,27210 August, 2019
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