Over the years, I’ve seen too many business owners suffer because they didn’t take a comprehensive look at the risks and coverage available to them.
Believe me when I say that all it takes is one unforeseen circumstance like a customer wanting to sue or a workplace accident to take that business into financial ruin.
And yet this is one area business owners continue to ignore.
They’ll avoid researching for coverage because it’s just too overwhelming and confusing.
They might unknowingly purchase the wrong coverage because that’s just what their broker recommended (many brokers don’t understand entrepreneurship!) which is really scary, but really common!
They might even put off getting insurance altogether with the hope that nothing will happen.
THE REAL ISSUE?
Until now, there simply hasn’t been accessible information for business owners to truly understand what risks are involved as they grow and scale.
Learn how to scale your business safely with your FREE Risk Report;
1 02 hours ago
All too often we set our insurance policies aside and forget that some items in them need to be updated from time-to-time! Here are some tips on when to review your policy: ✅when you make a major purchase or improvement to your home. ✅when you experience a major lifestyle chance. ✅when you have an addition to your family👶🏻. If you want to get your policy reviewed or want help with your insurance feel free to contact me!
2 122 hours ago
What happens to your life, health insurance etc when you move jobs? Watch this.
3 113 hours ago
If you need benefit solutions, we have just the thing. We'll work with you to customize your plan to suit your needs.
Financial planning must be in the core of your goals. Your goals can only be achieved with the right financial plan. Everyone of us have different needs and goals , contact Handy to design the right financial support your goals required.
As a financial advisor, I work with sole proprietors in the trade industry that have families. As the wife of a contractor with 2 children, I know what kept us up at night. I know the serious implications of not having the correct protection put in place. What would happen to your family and business if you were to get injured on the job? What would happen if you got sick and couldn't work? Where would the money come from to survive?
We will work together to not only protect your business but protect your family's financial future.
The greatest asset you have is your ability to work. Let's make sure that is protected!
Contact me today and let's discuss your goals!
3 86 hours ago
Unfortunately, about 65% of students misunderstand the terms of their own student loans. That means they aren’t comparing options, reading the fine print or asking questions about one of the most important financial decisions they’ll ever make. Don’t be one of them.
Life insurance is important. We believe you should have options when you are shopping for a policy. And you might even have some questions about different products – that's okay, and doesn’t mean it has to be complicated. Quility is where choice and simplicity meet – where shopping for and purchasing life insurance is simple and easy.
Two important questions that you can think about are:
1. How much of your pay cheque do you spend each month?
2. If you are sick or hurt and can't work, where will you pay cheque come from ?
Reach out to me to discuss options and make sure that you have a plan in place as bills do not stop 🛑 If you are counting on work plan make sure you understand limitations and definitions. I am happy to discuss and review your plan with you.
Disclose. When applying for Disability and Life insurance you will have to disclose your medical history. We will help you to do so as the third step. Then, your part is done! We will take over from here. We will be with you as partners for the length of the policy.
When you consider the potential effect a disability could have on your way of life, you really can't ignore the critical need to have a backup plan in place.
Sometimes life doesn't always work out as planned. That's where we come in. For your peace of mind, Disability insurance is a source of income that replaces your salary or other source of earnings if you are disabled as a result of an accident or illness.
Find out more about how long-term and short-term disability insurance are preferred benefits for employees that ensure income during an extended illness.