Personal finance adalah ilmu untuk mengatur uang atau keuangan seorang pribadi. Penting sekali bagi setiap orang untuk dapat memahami personal finance, sehingga ia dapat melakukan pengaturan keuangan pribadi dengan baik.
Pola pengaturan keuangan seseorang pun dapat terbentuk dari berbagai macam aspek. Pola manajemen keuangan agar tercapainya suatu tujuan keuangan secara terintegrasi dan terencana ini disebut sebagai financial planning.
Setidaknya ada 6 komponen bagian dari financial planning, termasuk kedalamnya adalah perencanaan anggaran, proteksi dan asuransi, tabungan dan investasi, dana pensiun, pajak, dan perencanaan waris (estate planning).
WHAT IS THE DIFFERENCE BETWEEN A WILL AND A TRUST? Instagram only gives us a minute, so here’s the gist of “Will vs. Trust”. Follow the link in our bio to see the full video.
It is possible to use either a “will” or a “trust” to direct property into the right hands after your lifetime.
While wills accomplish little more than that limited goal, trusts can also be used to avoid the probate process and perhaps accomplish other goals such as protecting property in the event of a lawsuit, minimizing taxes, and reducing the chances of lawsuits. Such trusts must be funded with property while the person is still alive. That is why they are sometimes called living trusts...learn more at hawaiitrustlaw.com
Quick Tip: Life insurance can help you leave a legacy.
There's a reason why banks and the top 1% use life insurance products to grow, protect, and pass on wealth. You have access to the same products and can do the same thing. The right agent will be able to show you how to leverage these powerhouse products.
Want to learn more about how life insurance can play a role in estate planning? Contact us today!
Happy #Juneteenth , y'all! I'm working like this today, including while giving a presention on Maryland's New Elective Share to the (mostly white) lawyers of the Maryland State Bar Association alongside the awesome @nakiagrayesq. My work is about continued freedom for #us by exposing opportunities for building Black generational wealth and I'm proud and honored to serve my clients. I'm Black everyday, y'all. But, today? I'm Blackity Black Black! Btw all proceeds from this @phenomenal tee benefit @blackfutureslab, which is working to build Black political power. ✊🏾 #EstatePlanning#EstatePlanningAttorney
21 29319 June, 2020
"Ashley Garbe Smith, Esq shares her voice with us!👇
"Change is inevitable and constant, so to succeed, we have to adapt. To succeed in ANY business, you have to be willing to adapt and go through the discomfort change and growth create."✨
"I normally embrace change. But I felt the discomfort today during my first Zoom deposition. Depositions already have so many moving parts (court reporter, parties, attorneys, exhibits, rules, regulations, and high emotions). But I did it, and now it’s not new or unknown territory anymore. This is how we’re doing things right now, so we just do it and learn and grow. The businesses that will succeed through this crisis are those that are willing to get uncomfortable and adapt and make necessary changes."
What have you had to change in your business during this pandemic?
17 34221 July, 2020
E may not realize the importance of the document she was holding but as her parents, J and I do. A will is something we have been meaning to write for a long time but just haven’t gotten around to it.
However, with the help of @trustandwill, it literally took us 10 minutes to have a full and complete will ready to print and get signed. They ask you really simple questions, their interface online is extremely user friendly, and their customer service team was available online throughout the whole process.
We are so grateful to have our plans and wishes written down just in case. If you don’t have a will in place already, go to trustandwill.com and use code ADULTING2020 for $10 or use the link in my bio.
If you follow along, you know that my Dad passed away on July 7th and I am currently in Macon, Georgia helping my Mom settle the estate. My Dad had several classic cars, I shared a couple on my stories today since I was at his warehouse waiting to meet some buyers from out of town. The good news is I sold two today. 🙏 We still have the red one left, which is the most expensive. 🙃 My dad also was a big collector of art and antiques, which I’ll be working on tomorrow, and then slowly move into the smaller collections like musical instruments, banjos, stamps etc. Finally, after all of that is liquidated, I will work on putting the home up for sale. 🤪 That will be later down the road. Meanwhile, we rented an adorable loft in Atlanta so she can be close to us. No need for her to be here alone. As I prepare for the Antique buyers to come, I will be taking photos along the way and maybe some videos on my stories. Hopefully, you’ll follow along...Eventually, I’ll be back to MY life – but right now, Mom needs my help. Enjoy this gorgeous kitchen from @poshpedlar#French#countryfrench#countryfrenchinteriors#frenchcountrydecor#frenchcountrystyle#fine#elegant#joy#peace#love#bloggerstyle#designer#white#design#upgrade#architecture#designinspo#estate#estateplanning
26 20828 July, 2020
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