All excited as today is payday and the money that hits my account is less than what's on my pay slip. Not cool! It's only $25 but I work for a very large company and they outsource payroll...so fun times ahead. It pays to always check your pay slips people!
*MELBOURNE WORKSHOP* 16th of October, 7pm _____________________Tired of light-weight change strategies that give you a short term boost, but ultimately leave you no better off in the long run?
Finding yourself repeating the same mistakes, or stuck in the same patters?
Running out of motivation, or feeling exhausted by the thought of more self-discipline?
Thankfully the path of self growth and lasting change is entirely possible, as long as you know how.
Join me in Melbourne to discover the secret to improving the quality of your life for good across all the most important areas. TICKETS IN MY BIO
Posted @withrepost • @affiliatedailytips Do you want to start youtube channel but do not want to show your face? Maybe you can try one of these strategy! There are tons of channels that get massive views without showing their face. So, if they can do it, then you can too!
Millennials earning less than £30,000 often find themselves relying on payday loans (high-cost loans) to keep up with our cool and trendy lifestyles. According to, Marianna Hunt of The Telegraph, “we are often criticised for our avocado-guzzling, flat white-splurging lifestyles, but the truth is that the cost of keeping up the little luxuries that were once staples of middle-class life has risen rapidly, while our earnings have failed to keep pace.” Spiraling debt is driving 18 - 25-year-olds into bankruptcy. At Koody, we are confident that one solution to this problem could be automatic savings. We are building a platform that identifies idle money in your bank account, and saves it for you automatically. Visit www.koody.co (link also in bio) to find out more.
Additionally, if you are interested in Marianna Hunt’s article on The Telegraph, enter “Why are so many middle-class millennials going bankrupt? Marianna Hunt” into your search bar.
South African retailers face numerous macro-economic, socio-economic, political, and operational challenges. In a world where finance departments are driving to be business partners inside the organisation, the ability to facilitate relevant operational and financial plans is as necessary as having products on the shelf.
The retail industry is constantly changing and there are always new challenges faced by the players in this competitive industry. Although we have seen quite a lot of retail bankruptcies, but there are also many major retailers that have managed to survive and even grow their businesses.
Here's how retail businesses can overcome challengins in their financial planning: http://finflowaa.co.za/2019/09/overcoming-financial-planning-challenges-in-retail/
What is holding you back from making your life a masterpiece?
Or maybe your life is a masterpiece, what mindset did you have to take on to get there?
There are so many people in this world who aren't happy with their lives. I truly believe it's because the enemy has made them believe that there are limitations in some area of their life so they don't go forward with the gifts God has blessed them with.
Don't let the enemy make you believe the limitations - tell him who your God is and keep moving. If God calls you to it, He has the power to conquer any limitation that there may be.
And hey, if you're headed the wrong way you will be guided another way somehow.
BE BOLD because God is with you, give Him your fear [of limitations or failure] to replace it with love, power, and self-control (2Timothy 1:7 brackets added)
You might love your job, but you don't want it to take over your entire life. Which professions allow you to enjoy your off-duty time? Among the U.S. News & World Report Best Jobs rankings, these professions scored "high" on work-life balance. Click on to discover the best work-life balance jobs. Data comes from the Bureau of Labor Statistics.
Join us on Tuesday 24 September for the Money Game.
This workshop can help you through any challenges that you are experiencing at the moment and guide you through some of the common financial problems/challenges most people get themselves into. It will give you tools so you can enjoy your life and build a solid foundation for your future, reducing stress and creating more happiness.
Aside from being licensed by the Insurance Commission of the Philippines to assist you in insuring your health and security; I’m also certified by the Securities and Exchange Commission to assist and guide you in investments via different Mutual Funds under Sun Life.
What are you doing outside of your day job? If you don’t do anything in the hours between 6pm and 8am each weekday, then nothing will change in your life. Is your current job what you want to be doing for the rest of your life? If not, then what are you doing outside your working hours? What are you doing to get ahead?
If you’re looking to learn how to make money- through trading, investing, and business; then message now. Start investing in your own knowledge and education so you can create a life of your own. 📍Follow @trade.masters for more
Peer-to-peer lending-individuals loaning money among themselves.
What’s modern is the scale afforded by technology.
Today, online peer-to-peer (P2P) lending platforms connect individuals who need to borrow money with investors willing to lend. Technology now allows perfect strangers to borrow from and lend to each other.
For many people, borrowing from peers can be a great alternative to borrowing from a bank.
Have you tried lending or looking for personal loan? Download the app & Register: https://tinyurl.com/y8bjsqv6
Start with small amount: always start with small amount to minimize the risk, learn the ropes, before going for the kill.
Diversification: try to spread out your money among multiple borrowers. Diversification is the biggest remedy to mitigate risks while lending on P2P.
Mandatory check borrower’s profile: at our platform we divide the borrowers in categories like very low risk, low risk, moderate risk to high risk and very high-risk profiles. The ROI on the investment would depend on the borrower profile, tenure and the amount of loan.
Check the defaulter rate: Defaulter rate reflects the ratio of defaulters on a given platform and is vital in choosing the company. The defaults could be due to intentional or capability issues of the borrower.
Keep older company: In a fast-growing sector like P2P lending, companies with RBI licenses may have an extra edge over the newer players.
Tip: Invest in IndiaMoneyMart, Earn up to 25% returns.’ Download the app & Register: https://tinyurl.com/y8bjsqv6
Considering your own home loan options can leave you feeling a little tumble dried, but it doesn’t need to be like that.
We’ve put together a couple of articles with info about fixed rate and variable rate home loans over on our website as a start (link in bio), but once you’re done familiarising yourself, get in touch with our home loan specialists and we’ll take you straight out of the spin cycle and set you on the straight and narrow.
A prenuptial agreement is an excellent opportunity to not only protect your assets, but to also secure your future with your partner.
Talk to one of our solicitors to learn more > https://bit.ly/2eNACi2
1 33 hours ago
Want To Learn How To Get Out Of Debt Fast, Easy and Quickly? Well to be fully transparent it won't be that fast and easy but it's a step by step process that you can follow in order to pay off debt
The Whole Idea was to make a step by step guide with actionable steps on how to pay down debt, when it comes to planning, good and bad debt, budgeting.
The Fact Of The Matter Is that increasing your income is as important as decreasing your expenses. But, regardless, the mindset is to get debt free as fast as possible, especially if you have a student loan
How To Get Out Of Debt | Actionable Step By Step Guide
Inconsciemment tu te refuses de faire des choses car ton subconscient en a décidé ainsi, force de tes croyances, ton éducatif et tes limites.
Casser ces croyances te permet d'accéder au champ des possibles.
Dis moi si tu es d'accord avec ça ?
Morning! So to start today off positively here’s my unnecessary spending tracker so far this month which I’m happy with. Grey is when I’m working and it’s all covered by expenses. The 7 & 8 should have been covered, but I spent too much for my allowance 🤦🏻♀️ how’s your September spending?
Aujourd'hui, beaucoup d'entrepreneurs du web nous vendent un "lifestyle idéal d'entrepreneur", où tout est beau, où tout est rose.
L'argent coule à flots. Ils vivent à l'autre bout du monde dans des hôtels de luxe, toute l'année au soleil.
Mais tout ceci n'est que la partie immergée de l'iceberg... L'entrepreneuriat n'est pas un long fleuve tranquille.
Au contraire ! C'est une aventure pleine de péripéties, de rebondissements, ponctuée de petites réussites et d'échecs variés, qui nous permettent de nous construire et d'avancer toujours un peu plus sûrement vers nos objectifs.
Il serait fou de croire qu'en te lançant dans l'entrepreneuriat ou dans l'investissement, tout sera facile.
L'entrepreneuriat est une aventure. Et il n'est pas de belle aventure sans des péripéties pour nous faire douter, pour nous faire tomber.
À chaque fois, c'est en héros que tu dois te relever.
Il faut vivre cette aventure à 100%, et prendre les obstacles à bras-le-corps.
Patience is crucial in trading. There are not always golden opportunities to take advantage of. If that is the case, wait for it to come and do not rush into the market as you will make unnecessary mistakes and can lose a lot of money.
No judgement here. Just remember that Koody saves your idle money automatically, and that you can join the waitlist on www.koody.co (link also in bio)
1 84 hours ago
Is Peer-To-Peer Lending (P2P) Lending Safe?
The risk associated with P2P Lending is very portfolio specific. Like all investment classes, P2P lending also is not a risk free investment, however, if the lenders follow the best practices suggested by IndiaMoneyMart, the risk can be minimized.
Download the app & Register: https://tinyurl.com/y8bjsqv6
Every year it’s the same: As you go to sign on the dotted line to renew your lease, you think, “Dang, I really should just buy a house and stop throwing money into the rental abyss.” And then you think, “Wait, what? I’m not sure if I’m ready for homeownership!”
When you rent a home, your landlord deals with the headaches of home ownership. But when you buy a home, you’re investing in your future. Unfortunately, there is no one right answer on which is better — but here are some important things to consider.
Head to the link in our bio for help deciding which one is right for you right now.
33 1,93216 September, 2019
How rich people live their life
Write down your thoughts about this post 👆
Here’s a budgeting method for couples who want to have their cake… but are willing to avoid touching half of it. The starve and stack method might sound scary, but it’s doable –– one of our writers paid off $78K using the method. Are you and your partner up for the challenge?
To get tips like this delivered to your inbox, subscribe to The Penny Hoarder Daily at the link in our bio!
84 2,74611 September, 2019
Did you ever think about this?
Write down your thoughts about this 💬
You’ve heard it’s cheaper to fly on some days than others — but is that just an airline industry rumor to get you to fill a seat on a slow Tuesday? 💺
Nope! Turns out, you’ll actually pay less for airfare if you fly midweek. You can also save big by purchasing your ticket during the “prime booking window,” which falls between three weeks and four months before your trip (depending on what time of year you plan to travel). 📅
For more tips on when to buy — and when to fly — to save the most on airfare, check out the link in our bio! ✈️
107 1,56221 August, 2019
When was the last time you did something to benefit your future? For me, it was looking at my finances and how best I can manage them. I'm a big believer in pro-actively researching the tools and tech available to us and using it to improve my processes and day-to-day life as much as possible. At the moment I’m fascinated by new technologies – particularly those that are disrupting age old industries and fintech is one ripe for the picking. I’ve come across Australia’s newest bank and first #smartbank called @86400smartbank, built for smartphones. One of the biggest things that piqued my interest about 86 400's app is its ability to integrate all my accounts (even from other banks!) into one app so I see my aggregated data at a glance. Super cool. I recommend you check them out - especially those who are struggling to keep on top of their finances with multiple accounts and want a clear picture of it all in one place xx L #spon
22 90217 September, 2019
What is your definition of "broke?" 💵
100 1,7894 September, 2019
Do you want to start youtube channel but do not want to show your face? Maybe you can try one of these strategy! There are tons of channels that get massive views without showing their face. So, if they can do it, then you can too!
“Work your way through college!” they said. “I did it when I was coming through,” they said.
Sure, in 1985, a college student could work their way through college on a part-time, minimum-wage job. But today, the reality of working through college is a lot grimmer — all thanks to stagnant wages and soaring tuition costs.
To see just how many more hours a college student would have to work at minimum wage in order to afford college, we looked at the latest college-cost data from the National Center of Education Statistics (NCES) along with median wage data from the Bureau of Labor Statistics.
The verdict? Today, a college student would have to work more than a full-time job. Coupled with a full-time class load, working your way through college without debt just isn’t feasible anymore.
Still, there are a few ways to ease the burden of college costs; head to the link in our bio to learn more.
97 1,2672 September, 2019
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