Having a 401K through work is always a good idea, don't get us wrong. Employer-sponsored accounts are a great way to start planning for your financial freedom. But, as most financial advisors will tell you, those accounts should be supplemented with other investments as well. At Argent Bridge, we're ready to help you create a plan designed to work toward your goals for retirement. To schedule a consultation with one of our experienced advisors, call (833) 568-4900 now!
***How are those New Year's Resolutions going? *** Whether it’s stopping smoking, losing weight, eating more healthily or getting fitter, most of us have probably made at least one New Year’s resolution, but how many of us will actually go on to achieve it? You may have already given up.
We all have different financial goals and aspirations in life, yet these goals can often seem out of reach. In today’s complex financial environment, achieving your financial goals may not be that straightforward.
We love building long-term relationships with our customers and make a point to catch up with them regularly. And it's extra special when those catch-ups happen over coffee! Effie had a great time chatting to Emily about how she's tracking with her budget and her plans for the future. If you want a broker who is with you for the long term, give Effie from YBR Marrickville a call.
Masih bingung mau rencanain keuangan? Mungkin ini masalahnya 👇
Masalahnya adalah UANGNYA GAK ADA.
Jangan mimpi mau invest sana sini kalo kebutuhan dasar kamu aja masih sulit dipenuhi atau uang kamu masih minus dengan cicilan hutang.
Banyak hal yang bisa dilakukan untuk bisa punya penghasilan surplus:
+ atur gaya hidup
+ potong pengeluaran yang gak perlu
+ tambah penghasilan
Tapi jika suatu hari penghasilanmu dipaksa hilang oleh resiko hidup, cuma asuransi yang bisa beresin masalah keuanganmu.
Keep calm and buy insurance!
We had so much fun chatting with @michelle.pascoe for her Second Momentum podcast. There’s a common myth that in order to be wealthy, you must earn a lot of money. But it’s not about what you earn – it’s what you choose to do with it. As you know, we are passionate about helping people understand the importance of planning for their future. So we gave some tips to help you figure out what you can do now to ensure you live a financially comfortable life.
A lot of financial stress comes from not having a plan. We can help. To have a SMART plan, you need to take full stock of your current financial situation.
It doesn't have to be scary to do it. You need to enter into it with no judgement of yourself or where you think you should be financially. Should has no place in planning. Whether you're in debt, you have no money, you have some income or you are rich, you need to have a financial plan!
The good news is you don't have to be a mathematician or accountant to manage your money. It is a life skill that can be taught in so many different ways. Mo' Money has so many events, workshops, tips and resources. If you are wondering where to start, checkout our free money management module on eLearn! It has a lot of useful information for different financial situations and phases. Or reach out to us, we'd be happy to connect you to the right resources.
Fun fact - you can contribute to a previous year’s IRA until you file taxes for that year. So, you have until you file 2019’s taxes to contribute to 2019’s IRA, even if the contribution is made in 2020.
Straight from irs.gov, the deadline to contribute is “your tax return filing deadline (not including extensions). For example, you can make 2019 IRA contributions until April 15, 2020.”
7 1716 hours ago
Here’s our price action analysis for #EURUSD . We expect a short continuation on this pair as we target 1.05350 as a final target for 2020.
Do you want to become financially free? If you answered yes Do Not let another minute pass you by.
Comment "FREE" below and lets put that plan in play!
Changing 20 families a month every month. Will you be one?
Appreciate little things 💚 Like paying your bills on time, paying the rent or mortgage, keeping the lights on, going out to eat, paying for a new outfit 💜 By appreciating the little things and privileges, we can think abundantly 🙌And abundance is a major #moneymove 💸💸 #abundance#gratitude#moneymoves
1 1918 hours ago
Combining finances with your partner can be fun. To get started, schedule a money date. Both of you should set an agenda of what you want to discuss such as your monthly budget, financial goals, or upcoming big purchases. Then decide what you can afford to contribute and what rules you will set for each person to follow.
Ease into money talks and make sure you are both on the same page. If you are not making the same income, consider a compromise where each person pays a percentage of the household bills based on your income.
Work together. If you need help, consult a professional who can help you set family goals and create a financial plan. Build wealth together. Don't let it tear you apart. Listen to Michelle, she’s a personal finance expert.
Tyler feels MUCH better about his personal finances now knowing what exactly he needs to focus on and the steps that will help get him there. He also loves the fact that Savology is completely free.
Get your free, personalized, and accurate financial plan in just 5 minutes by heading to Savology.com
Our business is about helping people succeed. We’re passionate about helping people build brighter futures and believe the best way to do that is by building long-term relationships, finding out what matters most to people, and providing the financial guidance, tools and solutions they need to succeed. Call me to see how our team can help you work on your financial goals to have success. #success#future#goals#family#financialplan#future#financialgoals#financialadvisor
1 223 hours ago
SMART MONEY 💰 ⠀
Smart mit seinem Geld umzugehen bedeutet, sich seiner Finanzen bewusst zu sein und die Potentiale zu nutzen 😊 Wie oft geben wir unbewusst Geld aus und fragen uns am Ende des Monats, warum das Konto so leer ist? 🤔.⠀
Ein Kaffee ☕️ hier, ein bisschen shoppen 🛍 dort, mal ein paar Drinks 🍸 zu viel und schwupp 💫 Dabei sage ich natürlich nicht, dass Du auf allen Spaß verzichten sollst - nur eben ein bisschen bewusster genießen und auch entsprechend Budget dafür einplanen. So bleibst Du vor fiesen Überraschungen am Ende des Monats geschützt 😏
1 1418 February, 2020
Uncover and address the roadblocks standing in the way of your financial freedom and happiness!
Take my free money mindset quiz to find out your money personality type and unblock your wealth.
The Money Mindset Quiz is based on the concept of psychological archetypes advanced by Carl Jung, the father of modern psychology.
The quiz will help you to discover:
- Your innate/Default Money Types which drive your money decision
- Your current strength & challenges to achieve your Financial Happiness
- Tips to Unblock your Wealth and Unleash your Potential
You deserve to enjoy your life without financial stress!
Today on Business and Financial Management-
Whether you are starting a new venture, looking at new opportunities for an existing business or updating your strategy, planning is essential.
Business planning is not just an exercise that you have to go through to raise financing for your business. Business planning has a critical role to play, at every stage in the life of your business.
Your approach to planning should recognize and include the whole team involved in the business. That allows you to get their input and make the most of their knowledge and skills. Being part of the planning process helps to engage the team and encourage everyone to work together towards a common goal.
Most entrepreneurs find that they are strong in some areas of planning, but weaker in others. You can strengthen your planning ability by making the most of everyone in your business. Individual employees often have a keen understanding of where their particular area of the business is succeeding - or going wrong - and how it could be improved.
For more inquiries and information, kindly contact Emily on +233 266977392 or visit our website www.trainingheights.net #businessplan#financialplan#financialmanagement#businessmanagement#trainingheights#management#corporatecoaching
0 418 February, 2020
OUR NEW LOGO
GROW YOUR ASSET FASTER
Logo baru, semangat baru.
Ayo, rencanakan pengembangan aset keuangan Anda lebih cepat bersama kami !
Tell us the truth – how much do you enjoy the #budgeting process? Now, imagine having to link it to your #strategicplan and review them together every quarter? 😤
Honestly, it sounds more daunting than it really is. We love working with our clients on their objectives and outlining their plans in their annual budget. When we review it all together, it gives the whole team a more holistic view of the business. In turn, this helps us make effective decisions and plan even better. 🚀
0 018 February, 2020
JSW Energy to buy GMR Energy Ltd's Kamalanga Thermal Power Plant for Rs 5,321 crore.
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This graph from the London Stock Exchange shows just how much the Coronavirus threat has hit the FTSE 100 over the past month or so.
Many investment experts suggest that while panic selling has led to some significant falls, some investors may even benefit...especially those who stay cool and keep their focus on the long term. They note that prior epidemics such as SARS and MERS did cause meaningful economic impacts but those impacts turned out to be short-lived, with even the worst-hit stocks showing no real effects a year later.
And with Chinese authorities proactively getting ahead of the spread of the virus and the swift global response, the situation this time may not be as bad as in prior outbreaks
European stocks did finish slightly higher at the start of this week as investors welcomed signs that China is prepared to boost stimulus measures to support the virus-hit economy. This helped to offset a poorer than expected outlook from the Bundesbank for the German economy. "The move could potentially raise more than an extra £10bn a year for the government. Currently, pension savers receive tax relief at the same rate as their income tax rate." 📉 Clear Financial advice from our family to yours...👨
☎️ +34 965 020 444
1 118 February, 2020
New podcast artwork!
If you haven’t listened yet be sure to head to the link in our bio to listen. This week’s episode we talk Coronavirus and it’s implications along with different debt strategies. #podcast#finance#coronavirus#financialplan
The totally BEAUTIFUL thing about getting real is that positive change usually follows really quickly.🙌🏻⠀⠀⠀⠀⠀⠀⠀⠀⠀
Denial (AKA making excuses, justifying, the like) is a big ol' roadblock when it comes to changing a situation like your money.⠀⠀⠀⠀⠀⠀⠀⠀⠀
Why? You can't change a situation that you haven't totally acknowledged. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
If you *think* you spend $400 per month on Groceries, but you're *really* spending $800, it is no wonder that you are perpetually short about $400 every month. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
If you *think* you never eat out, but you *really* spend $150 on weekday lunches and random social dinners, you will feel a pinch to the tune of $150 every month.⠀⠀⠀⠀⠀⠀⠀⠀⠀
I'm not saying any of the above amounts are bad! It's just that you can't change something you have told yourself doesn't even happen.⠀⠀⠀⠀⠀⠀⠀⠀⠀
If this is your year to get a handle on your money (and I so hope it is!!!), I highly recommend you get completely honest with yourself about where you're at with spending habits and amounts. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
Get them on paper. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
Be kind to yourself and remind yourself that you can work with honest!⠀⠀⠀⠀⠀⠀⠀⠀⠀
And only then start making adjustments.⠀⠀⠀⠀⠀⠀⠀⠀⠀
Have you found this to be true? With which spending category do you have the hardest time being 100% real with yourself? ⠀⠀⠀⠀⠀⠀⠀⠀⠀
Would love to know below!👇⠀⠀⠀⠀⠀⠀⠀⠀⠀
How do you connect strategic planning to budgeting? What are the steps? ✔️Budget gets approved
✔️Budget is used to fund specific activities ✔️These activities meet certain objectives
✔️These objectives support the overall vision of the company
@thatdebtfreelife nailed it! This could be a great way to kickstart your $1000 Emergency Fund, pay off debt or get your fully funded emergency fund started. Don’t run out and waste a return! Put it to work for you, not some mindless spending binge that enriches someone or something else. It isn’t selfish; as the plane loses altitude, you put your mask on first before you put the mask on someone else! Great post and words!
3 2717 February, 2020
Bei der Finanzplanung stehst immer Du im Mittelpunkt 📍.
▶️ Wo stehst Du jetzt grade?-
▶️ Wie bist Du dorthin gekommen?-
▶️ Wo willst Du hin?-
Nur wenn Du Dir darüber im Klaren bist, können wir zusammen eine passende und inspirierende Strategie für Deine Träume und Ziele entwickeln 🏁🙌🏼
During your working years, you probably have a set income, know what's coming in every month and can budget accordingly. But how about retirement? How much income will you be getting each month? What will your expenses be? Spending some time to plan now, will set you up to be comfortable, later.