WEDNESDAY WISDOM: Crowdfunding is not life insurance & it is not an effective alternative. Going without or having insufficient coverage can have devastating financial & emotional consequences to your loved ones.
The majority of the financial goals I work to help my clients achieve have a target date deadline. (Ex. Retiring by age 65) However, one of the first items we review is life insurance. WHY? Because it does NOT have a target date. You do not have an expiration date stamped on you. Therefore, the ‘Target Date’ must be assumed to be today. It’s not a scare tactic. It’s reality.
HOW CAN I HELP? Call or message me to schedule a 30 minute call to review your current coverage and/or determine the proper amount of coverage and policy type that best fits your needs and budget. Whether you choose to put some, all or none of it in place is 100% up to you. I look forward to speaking with you! #GFGLLC#LIAM2019#insurance#financialservices#financialplanning#financialadvisor#finances#money#goals#education#family#love#finserv#newmom#parenthood#newjob#retired#married#justmarried#lifeinsuranceawarenessmonth#lifeinsurance
#SmartContracts : contracts which are automatically executed by a computing system, between two parties, in the digital world. These contracts are using computer language.
The process of Blockchain🔗🔗 Transaction⬇
Transaction broadcasted to the network ⬇
Nodes/peers validate the transaction ⬇
Validated transaction added to a new block ⬇
New block added to blockchain ⬇
New block distributed to all nodes⬇
La tecnologia #Blockchain (catena di blocchi) consente di gestire un registro contenente dati e informazioni(es. le transazioni) dove i dati sono memorizzati su vari computer collegati via Internet, tramite una rete di nodi.
In ogni nodo avviene il consenso per validare la transazione.
In modo univoco e sicuro.
Senza un'entità centrale di controllo.
Questo consentirà potenzialmente di fare a meno di banche, notai, istituzioni finanziarie. Senza intermediari. Decentralizzata.
Portando benefici in vari ambiti:
istruzione e formazione
enti governativi,pubblica amministrazione gestione dei servizi pubblici
forze dell'ordine e sicurezza
sistema di votazione
memorizzare dati in cloud
moda e abbigliamento - commercio al dettaglio
carte fedeltà: fidelizzare clienti
sicurezza informatica - tracciamento
settore legale - testamenti/eredità
tracciamento del cibo
musica online e intrattenimento
analisi e previsioni
dispositivi internet of things #smartcontract#innovation#AI#business#bigdata#ecommerce#IoT#payments#trading #finance#finserv#cryptocurrencies#bitcoin
0 616 September, 2019
They said it couldn't be done...but challengers are still proving everyone wrong 😉 (And it's very fitting that @monzo hits 3 million customers today! Congrats 🎉)
1 4016 September, 2019
Headed to Motown to join @quadasocial for their 5th Annual Vision Conference. ⠀
• This conference always provides an excellent opportunity for me to collaborate with new and old friends. I'm greatly looking forward and happy to participate.⠀
• I'm also releasing two great podcast interviews with @prestondcherry and @mrdannyharvey from my #PVAMU connection that will provide unique perspective about the #finserv industry for aspiring financial professionals.⠀
Make sure you say "hello" if you'll be in attendance this year.⠀
Before you think about how to market #financial products and services, it is important to understand how to market your business as a whole. Take a look at our blog for 5 steps that will help you build an effective brand for your #finserv company. Link in bio.
Most answers in life don't come easy.
For example, I always say: financial planning is the allocation of the limited resources we have (TIME and MONEY) across unlimited choices.
Figuring out what you save/invest, spend, and give can look like many different things, but they should all have a priority so that you wind up happy. 😀
That being said, I offer 5 tips to "stress-free" financial planning:
#️⃣ 1. 𝐁𝐞 𝐜𝐥𝐞𝐚𝐫 𝐰𝐢𝐭𝐡 𝐲𝐨𝐮𝐫 𝐠𝐨𝐚𝐥𝐬. Clear goal articulation is the key to successful financial planning. As the Bible says, no one goes into battle without first considering the costs.
#️⃣ 2. 𝐁𝐞 𝐬𝐨𝐜𝐢𝐚𝐥𝐥𝐲 𝐢𝐧𝐝𝐢𝐟𝐟𝐞𝐫𝐞𝐧𝐭. Keeping up with the Instagram, Facebook or Twitter Joneses is overrated. If you're willing to stay in your own lane, you can accomplish a lot in a shorter period of time than you think.
#️⃣ 3. 𝐁𝐞 𝐰𝐢𝐥𝐥𝐢𝐧𝐠 𝐭𝐨 𝐬𝐞𝐞𝐤 𝐡𝐞𝐥𝐩 𝐰𝐡𝐞𝐧 𝐧𝐞𝐞𝐝𝐞𝐝 𝐭𝐨 𝐚𝐯𝐨𝐢𝐝 𝐞𝐱𝐩𝐞𝐧𝐬𝐢𝐯𝐞 𝐦𝐢𝐬𝐭𝐚𝐤𝐞𝐬. Sometimes you will need a professional in order to leverage their experience to get you to your goal faster. Remember that avoiding a 5 or 6 figure financial mistake will be cheaper than their fee.
#️⃣ 4. 𝐁𝐞 𝐰𝐢𝐥𝐥𝐢𝐧𝐠 𝐭𝐨 𝐰𝐚𝐢𝐭. Good things truly come to those that wait. There are dozens of examples, but delayed gratification has allowed patient investors like Warren Buffett to grow his investment of $25,000,000 in See's Candy (1972) to $1,350,000,000 today.
#️⃣ 5. 𝐁𝐞 𝐫𝐞𝐚𝐝𝐲 𝐭𝐨 𝐞𝐧𝐣𝐨𝐲 𝐭𝐡𝐞 𝐣𝐨𝐮𝐫𝐧𝐞𝐲. Nothing is perfect nor guaranteed, therefore it's good to stop, smell (and even pick) some roses along the way.
Our Director & Financial Adviser @marshallbrentnall was recently interviewed by Harrison Worley from the @financialstandard on the impact of #EFTs on personal finance. Let us know what you think - bit.ly/FSArticle
Life is full of unexpected twists and turns and you never quite know what is around the corner. Protecting your family against the loss of all the things you have worked hard for over the years is the cornerstone of a sensible strategy.
Don't underpin your wealth by not protecting it, you owe that to yourself & your family.
If you do Marketing at a Bank, our podcast is for you!
Listen to our first episode (Link in Bio, coming soon to Spotify/iTunes) and let us know what other questions you may have about all things Digital & Banking.
An instant payment solution helps Banks accelerate their Open Banking transformation. One-Click Payment, integration with Loyalty Systems and much more. Read about here > buff.ly/2K0Zu1S #EpiphanyInfluencer#OpenBanking#Finserv
Thank you to all our guest speakers, attendees and participants at this year’s first Global Women Managing Directors Conference. During the conference, Morgan Stanley leaders discussed the impact women have in #finserv and the opportunities available to advance women as leaders in the industry. We look forward to seeing you next year. #WomenWhoLead#EmpowerWomen
2 73030 September, 2018
Cognizant and Meritsoft celebrate Cognizant's acquisition of Meritsoft—adding the #FinTech post trade platform to it's leading #banking and #financialservices offerings. 💼 // (L to R) 📸: James Burrows, VP, BFS Platform Strategy Lead, Cognizant; Sean Middleton, President, Cognizant Accelerator; Ramesh Ramani, SVP, BFS, Europe, Cognizant; Angela Macalinney, CFO, Meritsoft; Todd Paoletti, GM, Cognizant Accelerator; Paul Burke, CTO, Meritsoft; Daniel Carpenter, Head of Sales, Meritsoft; Kerril Burke, CEO, Meritsoft