Conner Insurance Group understands the intricacies involved in running a successful business, which is why we offer employer-sponsored retirement plans that run at little to no cost for your employees.
The Canadian property and casualty industry lost money on underwriting during the first six months of 2019 – a performance worse than 2016, when Fort McMurray was devastated by wildfire, A.M. Best Company Inc. reported Friday. “2019 could be another tough year,” A. M. Best associate director Raymond Thomson said during the ratings firm’s 13th annual Canadian market brief at the Sheraton Centre in Toronto.
The Oldwick, N.J.-based credit rating firm attributed 2019 results mainly to increasing frequency and severity of weather events – including overland flood, precipitation melt, winter weather, wind storm, tornados and hailstorms.
The combined ratio for the Canadian P&C industry was 104.5% during the first six months of 2019, up 1.1 points from 103.4% for the first six months of 2018.
Last year was characterized by a plethora of extreme weather events, though no single event cost the industry nearly as much as the 2013 floods that hit southern Alberta and the greater Toronto area.
Are you a business owner hoping to pass along your business to the next generation? Many are surprised to learn that their estate or loved one's may be subject to significant tax liabilities due to capital gains.
If your business has appreciating assets, you may want to consider "freezing" the value of those assets today by transferring the assets to your children now. If you just sold the business to your children today, there would be tax implications today.
This is why you may want to talk to your accountant about an Estate Freeze. This will allow you to transfer assets to your children and defer the tax payable until after you pass away.
How does insurance come into play? Many wealthy Canadians have their money working for them, and not just sitting in a bank account. This means that their loved one's would be forced to pay off assets to pay off the tax liability.
Alternatively, one could have chosen to purchase a permanent life insurance policy to fund that future tax-liability. Having a plan when it comes to business succession is important to ensure a smooth transition.
Attended the launch of the We Women by Malayan Insurance launch - an insurance solution designed for women 👩🏻⚕️👷🏻♀️👩🏻💼👩🏻🏫👩🏻✈️👰🏻
It was enlightening and empowering to hear the current statistics on how the female workforce is growing significantly and strongly. Yes, we are still taking on the role of the primary carer - but more and more women are working, starting their own business - just last year, MORE THAN HALF of the business registration filed is OWNED by women 👩🏻👩🏻🦱👩🏻
There is no doubt that we women are becoming a stronger participant in driving the economic progress but it is not unknown to all of us that we are facing so many challenges as well. Yes, more and more of us are educated and capable of going toe to toe with the majority male position holders in corporate careers - but we are also pulled in towards our role as caregivers in our home, towards our immediate and extended family members.
We Women aims to address the needs of women by providing insurance solutions that cover not only when they get sick, but also when the yaya is sick or absent or worse when they lose their helpers. It covers their business too and their employees to protect from loss of income due to business fluctuations.
We Women was a result of a lot of collaborative work between the Women Entrepreneurs Finance Initiative, International Finance Corporation and Great Women.
Checkout more details of how you can now benefit from We Women by visiting their website www.wewomen-malayan.com 🧡🧡🧡
9 51915 September, 2019
Make sure that your interests are covered with dependable insurance.
Call to get your affordable quote today at (850)391-7758 or (561)290-2716.
Different drivers require different coverage options for their Auto Insurance policies. Determining the right amount of Collision Coverage depends on factors like the age and year of your car, as well as your financial situation. An insurance specialist from Conner Insurance Group can help you find an insurance plan that best fits your budget.
• Νέα Εγκύκλιος από το Υπουργείο Μεταφορών για την ανανέωση δπλωμάτων οδήγησης στους ηλικιωμένους που έχουν απορριφθεί στη δοκιμασία προσόντων και συμπεριφοράς •
Σε τροποποίηση της εγκυκλίου για τους ηλικιωμένους οδηγούς με ηλικίες άνω των 74 ετών προχώρησε το υπουργείο Υποδομών και Μεταφορών.
Στη νέα εγκύκλιο ξεκαθαρίζεται ότι οι 74χρονοι οδηγοί οι οποίοι έχουν δώσει εξετάσεις και έχουν απορριφθεί κατά τη δοκιμασία προσόντων και συμπεριφοράς η άδειά τους ανανεώνεται μόνο μετά από επιτυχή δοκιμασία!
Ειδικότερα η εγκύκλιος αναγράφει ότι: «Στο πλαίσιο διασφάλισης της ομαλής διενέργειας των δοκιμασιών προσόντων και συμπεριφοράς ανά την επικράτεια μετά τη θέση σε ισχύ της ανωτέρω α’ σχετικής διάταξης και της εξυπηρέτησης των υποκείμενων στην ανωτέρω β’ σχετική διάταξη κανόνων αδειών οδήγησης άνω των 74 ετών οι οποίοι έχουν κριθεί/κρίνονται απορριπτέοι σε δοκιμασία προσόντων και συμπεριφοράς και ενόψει θεσπίσεως σχετικής μεταβατικής διάταξης νόμου η ανωτέρω γ’ σχετική εγκύκλιος τροποποιείται ως ακολούθως:
We provide leave management to businesses in San Antonio, Castle Hills, Alamo Heights, Stone Oak, Boerne, Hollywood Park, and the surrounding areas! Contact a representative at Conner Insurance Group today to go over your options.
El contexto actual socio-económico, genera una buena oportunidad para tener presente las condiciones de la póliza semestral y mensual al momento de cubrir los bienes de los asegurados.
Particularmente, considero que contar con una póliza mensual, hace que el valor de la suma asegurada esté actualizada al valor real del bien, ajustándose automáticamente.
Por ello, considero que es la mejor alternativa al momento de contratar tu seguro. #insurancesolutions 😉
We take pride in our specialized service in some of the insurance niches our San Antonio neighbors seek, especially recreational vehicle owners and small business operations. At Conner Insurance Group, we love serving RV users and business owners by providing comprehensive and cost-effective insurance solutions.
Φροντίζω σήμερα για το αύριο, αποταμιεύοντας για το δικό μου μέλλον και για όσους αγαπώ. Στην Ancoria Insurance, σου προσφέρουμε εξατομικευμένες αποταμιευτικές & επενδυτικές λύσεις, γιατί κανένας άνθρωπος δεν είναι ίδιος με τον άλλον.
Γιατί, κάθε άνθρωπος είναι μοναδικός!
This post REALLY resonated with me. You spend racks on formal college education! Im one of those people...it was not cheap! But there’s a different education movement happening and it’s spreading like wildfire. Individuals like myself are on an clear mission. It’s to educate and empower you with knowledge that took us YEARS to acquire. From Insurance to First Time Home buying Hacks and Real Estate Investing. Experience and exposure are the best educators in my opinion. And when someone is willing to share that with you...priceless! .
. #askash theinsuranceitgirl #insurancesolutions#insuranceagent#insurancebroker#firsttimehomebuyer
Before you buy a boat, it is a good idea to talk to an insurance representative who can help you determine your insurance needs and explain your coverage options. Things to consider and discuss with your agent include: • What are the basic coverages, if any, required in my state or by my lender (If the vessel is financed)? • In the event of a loss, how much will my deductible be? • How much would it cost to replace or repair my vessel if its furniture, fixtures, and electronic equipment are damaged? • Do I have special features on my boat that might need extra protection? • Where would I store my boat when it’s not in use?
Our #HighCap Regional Study Group is an interactive meeting FOR producers BY producers. This meeting provides valuable content and allows collaboration and connectivity with like minded professionals. Thank you to @pacificlife and @johnhancockusa for sponsoring our study group this year!
Robert W. Finnegan, J.D., CLU®, David Bernaus, CLU, ChFC,Teague Wright, Angela Blackburn, FLMI