Wondering if you can buy life insurance for your parents? The answer is, yes. Life insurance provides important financial protection for a person’s loved ones.
How much coverage you need will depend on your reason for buying insurance. If you just need a policy to cover funeral costs, for example, you don’t need a high limit. Be prepared to justify the coverage limit you’re asking for, especially if it’s high.
According to recent census data release, nearly 4.3 million children went without health insurance in 2018 with the largest health coverage decline in children enrolled in Medicaid and the Children’s Health Insurance Program (CHIP). Read more
Waiting periods exist in various forms in different types of insurance policies. Essentially, they mean you have to wait a predetermined period of time before you can access benefits. Although dental insurance plans vary, they often include a waiting period. During this time, many non-routine procedures will be excluded from coverage.
While waiting periods are very common in dental plans, not every plan has one. If you are worried about having a gap in full coverage, you can look for a plan without a waiting period, which can be easier if you already have coverage.
Dealing with health problems is never easy, but the right insurance can help. If you are diagnosed with a covered illness, critical illness insurance provides a lump sum payment. This payment can be used however you see fit: paying off medical bills, making up for missed wages, or anything else you need. Before you buy a critical illness insurance policy, however, it’s important to understand which illnesses it covers.
¿Sabía que las parejas casadas son menos propensas a sufrir accidentes automovilísticos? Por lo tanto, obtienen el descuento de casados. Entonces, si recientemente se casó, es hora de actualizar sus condiciones en la póliza de auto.