Playing any music that makes you happy can work multiple mind-body wonders, including reducing pain during exercise, elevating mood, and lowering stress, research shows.
Make a playlist and blast your favourite tunes to boost your mood!
1 111 hours ago
I always told Sean that together we are Team Seanica. It made him laugh each time I mentioned it. It’s become the core of our friendship. I always asked to take photos together if one of us were to leave closing. I am going to underwriting and he pulled through on the matching game. #UWM#Team#Closing#underwriting#funandfriendship
To kickstart a new decade, Yutree Managing Director and Founder, Kevin Hancock, talks about his vision for 2020 and why Yutree remains committed to influencing the insurance industry. Head over to Yutree.com for our latest YuWho blog. #Yutree#Insurance#Underwriting#InsuranceBroker#Newmarket
0 1817 January, 2020
Meet Andrew Williams, President of Abacus Regional Mortgage. Mr. Williams has been in the mortgage industry for 31 years. He spent the first couple of years approving loans as an underwriter and then was hired as a mortgage loan officer with Meridian Bank. Then in 1996, he decided to become a mortgage broker. In his career, Mr. Williams has helped over 7,500 families 👨👩👦👦 identify the best lender/program available to achieve their goal of home ownership. 🏘
Get to know more about Andrew Williams at the link in our bio! 📲
1 817 January, 2020
New Year, New You? How about New Job?! We are on the look out for a Marketing all rounder to join our team in either Sydney or Melbourne. Want to apply or find out more? Click the link in our bio to be taken to our careers page 👆🏼👆🏼
1 1716 January, 2020
Do one thing at a time.
Multitasking doesn't make you more efficient; it does stress you out!
1 216 January, 2020
At a fascinating London Market Forums Technology & Innovation Leaders Practice Group Meeting today, 16th January 2020, our senior technology practitioner members from the London Market heard from two great speakers, Prof J. Mark Bishop of Goldsmiths, University of London and Andy Searle, Director of Strategy & Innovation at CGI.
The discussion today focused on Natural Language Processing, the intelligence and value residing within data and the emergence of virtual digital assistants, such as the Amazon #Alexa and Google Home, as a way enhancing the customer experience and freeing up valuable manpower.
The event was kindly supported by Netcall and attended by representatives from companies such as Marsh,CNA Hardy, Lloyd's, Lancashire Insurance Group, Canopius Group , BMS, Miller Insurance Services LLP,esureAtrium - Underwriting and others
Jumbo mortgages are haunting the housing market https://lnkd.in/eQ6R2A3
Lessons of history - #JumboMortgages have played a huge role in financing family homes. Take a good look at this table which shows originations of jumbo loans for both purchase and refinance
Mortgage #underwriting#standards have eased considerably in the past couple of years; one of the largest U.S. #MortgageOriginators now offers a jumbo mortgage of up to $1 million with only 10% down if you have a #FICO score of at least 760. #Borrowers who can scrape up a down payment of between 30% and 40% might be able to receive up to $3 million. One smaller lender is now offering home buyers a loan as high as $2 million with a FICO score as low as 640. This score was considered #subprime during the bubble years in the early 2000s.
Such favorable terms indicate a confidence that #housingmarkets are in decent shape and there is nothing on the horizon to worry about. Indeed, the consensus view now is that jumbo-mortgage delinquencies have been steadily declining and no longer pose any threat.
In reality, jumbo mortgages — loans that exceed the guarantees set by Fannie Mae and Freddie Mac — are a jumbo-sized problem.
Are your clients being told no either during pre-qualification or after they’re already under contract? LeaderOne underwrites our own guidelines so we can provide options for lower credit scores, higher DTI, and other challenging circumstances.
Don’t let the deal go south until you explore our options! We’d love to help!
ART AUCTION FOR BUSHFIRES 🎨- Emma, our amazingly talented Senior Graphic Designer 🧑🏻🎨 has created an art piece to auction off to raise money for those affected by the bushfires. Click the link in our bio to bid on this masterpiece 👆🏼👆🏼. 100% of the proceeds will be going to WIRES.
2 5115 January, 2020
Underwrite your deals for others like you are going to buy them for yourself.
Two deals came across my desk this week that looked great in person. The locations were excellent.
Both had upside potential.
Neither made sense on paper though.
We are proud to announce that Avatar Insurance acquired Centauri Specialty Holdings Inc. ☀️ This acquisition is Avatar's strategic move and holds huge growth possibilities. It will expand Avatar’s scale and presence in the Florida property insurance market as well as create national expansion of multiple lines of business.
The transaction allows Avatar to expand the reach of its homeowners’ insurance products through Centauri’s established distribution channels in Florida as well as nine other states: Alabama, Hawaii, Louisiana, Massachusetts, Mississippi, North Carolina, Oklahoma, South Carolina and Texas.
Visit our main website, link in our bio, for official Press Release data.
Professional Indemnity Solutions
The market conditions are quite trying at present and some Professional Indemnity markets have reduced appetite and may have also reached capacity. If you are struggling to find a market with acceptable terms for your clients, please contact About Underwriting..
We have available capacity, and several binders in place. We can accommodate a broad range of professional lines risks (with the exception of medical malpractice and financial institutions), and have the ability to provide bespoke policies for niche industries.
Some example industries we have had success with placing this month:
📎Project Managers / Construction Consultants
🏡 Real Estate Agents – Including small amount of Off-the-Plan sales
🤝Recruitment & Labour Hire
🧾Accountants / Bookkeepers
📊SME Miscellaneous PI – HR & Management Consultants, Environmental Consultants & RTOs.
🔗Excess of Loss PI
We look forward to assisting you in this challenging market and tailoring solutions to suit your clients’ needs.
Kunjungan Kerja Ketua LP3M Investa bersama Calon Investor strategis di PT Eastparc Hotel, Tbk (EAST). .
Sebagai Lembaga Pendidikan, kami juga menyediakan jasa untuk Konsultasi menuju Go-Public, seperti EAST ini, dan juga pelayanan Konsultasi untuk Aksi Korporasi berikutnya. .
Go ahead, put your feet up...
deVere Property London offers an Elite Property Service that takes the time and hassle out of property investment. With this one-stop-shop service, we do everything from conducting due diligence and working with the developer, all the way through to finding a tenant and managing the property for you.
My clients got cash back at closing today!! 💃🏾💃🏾💃🏾🥂 What a day!!!
3 29 January, 2020
What's in your reading list this year?
3 39 January, 2020
Popular Instagram Photos
Amazon has partnered with Japan-based startup Paidy to give consumers shopping on its Japanese marketplace access to the buy now, pay later service.
Paidy's offering enables consumers to make payments by entering just their name, email address, and mobile phone number, rather than requiring them to enter credit card information or create an account.
Paidy has been drawing significant interest from top payments and commerce players — perhaps due to its abilities to limit friction at checkout and offer point-of-sale (POS) financing.
Learn more in our Payments & Commerce briefing [link in bio]
📸 | Shutterstock
3059. “I don’t know if it’s from being in restaurants, bartending or being from a different country. I don’t know what it is.” Born and raised in the southern part of Albania, Ardita Balilaj moved with her family to Philadelphia when she was 13 years old and has since been using her emotional intelligence to achieve success. Because she didn’t know anyone at first, she actually started learning Spanish before English because she’d watch hours of soap operas each day. Eventually, though, she settled into the area, did well in school, and got accepted to @drexeluniv. There, she studied Finance, worked as a bartender and gained professional experience by working for the insurance company, ACE Group, during her co-op program. Though she started by making payment collections, Ardita had a skill for asking “Why” and “How” questions and therefore moved into the audit group for her future co-op and into her full-time career. She also had a skill for running reports, though, and as a result soon discovered that being an underwriter seemed like a more profitable career path. Wanting to move into the underwriting side, Ardita identified the leaders in that area of the company and requested time on their calendars to learn more about their roles. Fortunately, one of those people took a chance on Ardita and vouched for her to get an underwriting position. She’s since been working as an underwriter (now for a different company), and though she’s become much more risk-averse as a result, she’s enjoyed the opportunities she’s created for herself in life. Thanks to her career, Ardita is able to satisfy her passion for travel and is also able to start making real estate investments, something she plans to learn more about going forward! So nice to meet you, @dita08! #10kfriends#nyc#fidi#albania#philly#emotionalintelligence#drexel#finance#insurance#underwriting#travel#realestate#investing#meetingpeople
How we met: Ardita heard about my project via one of her friends from Philly and then DM’ed me to meet!